Low Doc Mortgage Prequalification Form
Once you have uploaded your most recent report, please allow 2 business days for us to provide your funding estimate and consultation.
An Ideal Candidate Will Possess The Following:
- - 640+ credit scores
- - No income verification, tax returns, or 4506 documentation required
- - 30-day seasoning requirement for refinance
- - No open foreclosure. No bankruptcy within the past 4 years
- No mortgage late-pays within the past 12 months
- Minimum property value of $75K (exceptions may apply)
– We lend in 37 states and Washington, D.C. No upfront or consultation fees.
– Funding applicable to investment properties (1-4 units). No personal use residences.
– Property must be in rent-ready condition (appraised at C4 condition or better).
– Expect to receive funding within 30 days of appraisal document submission.
– Rates determined by credit score, Debt Service Coverage Ratio (DSCR), and Loan-to-Value (LTV)
– Typical closing fees include appraisal, soft costs, and 2 points of loan amount
Always apply. If you do not qualify, 100 Percent Financed can help you. Submit your information above to receive a consultation from us.