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Low Doc Mortgage Prequalification Form

Once you have uploaded your most recent report, please allow 2 business days for us to provide your funding estimate and consultation.

An Ideal Candidate Will Possess The Following:

    • - 640+ credit scores
    • - No income verification, tax returns, or 4506 documentation required
    • - 30-day seasoning requirement for refinance
    • - No open foreclosure. No bankruptcy within the past 4 years
      - No mortgage late-pays within the past 12 months
      - Minimum property value of $75K (exceptions may apply)
  •  We lend in 37 states and Washington, D.C. No upfront or consultation fees.

  •  Funding applicable to investment properties (1-4 units). No personal use residences.

  •  Property must be in rent-ready condition (appraised at C4 condition or better).

  •  Expect to receive funding within 30 days of appraisal document submission.

  •  Rates determined by credit score, Debt Service Coverage Ratio (DSCR), and Loan-to-Value (LTV)

  •  Typical closing fees include appraisal, soft costs, and 2 points of loan amount


Always apply. If you do not qualify, 100 Percent Financed can help you. Submit your information above to receive a consultation from us.