Please Submit Your Prequalification Form 


Commercial Mortgage Prequalification Form


Once you have uploaded your most recent report, please allow 2 business days for us to provide your funding estimate and consultation.

An Ideal Candidate Will Possess The Following:

  • - 650+ credit scores
  • ⁃ Personal financial statement and past 3 years tax returns
  • ⁃ No mortgage late-pays within the past 12 months
  • ⁃ LTV of 80%, DTI ratio below under 40%
  • ⁃ Property with debt coverage ratio of at least 1.25, 90% occupied (helps but not required)

– We are a national lender. No upfront or consultation fees.

– You will be underwritten for a commercial mortgage.

– Mortgages do not report on your personal credit.

– Expect to close within 60-90 days of your completed package.

– Rates determined by credit score, Debt Service Coverage Ratio (DSCR), and Loan-to-Value (LTV).

– Typical fees are 2 points of the awarded loan amount (minimum $5,000 fee for amounts less than $500,000).

Always apply. If you do not qualify, 100 Percent Financed can help you. Submit your information above to receive a consultation from us.